Membership medicine is a revolutionary model of medical practice that puts the patient at the center of the healthcare experience. By retaining the services of a specific physician for a predefined fee, the patient generally has more time and access to their physician, because their physician has a smaller patient panel. This allows the physician to know the patient extremely well, and to deliver the highest levels of primary care and service, as well as focus on a more individualized health and wellness plan of action.

You can expect a higher level of attention and more focus on prevention than you have ever experienced before because our service and attentiveness to your needs is unparalleled. You will understand the difference from the moment you walk in the door.

Yes, discounts are available for additional family members. Ask your patient liaison for details. Your retainer fee entitles you to become a member of the practice. It affords you the program services and many other benefits as a result of Dr. Totoe maintaining a significantly smaller patient panel. Traditional health insurance will still provide for any medically necessary services for diagnosis or treatment. You will continue to pay deductibles and co-payments as outlined by your insurance.

No. In addition to paying the membership fee annually, you have the option of paying semi-annually or quarterly.

A personalized healthcare program works seamlessly with most insurance providers including Medicare. In many cases, you pay insurance as you normally would, and we even offer an office visit option for out-of-network patients, priced comparably to a standard insurance co-pay amount. You are responsible for all deductibles and co-payments required by your insurance company. Dr. Totoe’s patient liaison will be happy to discuss your specific health plan with you.

*Please seek the advice of your plan administrator to confirm if your plan covers concierge medical fees.

Most insurers view the preventive care services encompassed by the annual fee as non-covered services and, therefore, do not reimburse the annual fee. Nonetheless, some insurers may cover a small portion of the annual fee. Insurance plans vary greatly, so check with your benefit’s administrator for specific details in regards to your plan. 

Dr. Totoe is a completely independent physician and is free to select the best healthcare specialist for your needs and consults with a full spectrum of specialists. She is happy to coordinate your appointment for you and will closely monitor your progress while under a specialist’s care.

Anyone who is serious about maintaining their current health position or who desire to improve their overall health. Individuals who maintain a hectic schedule and need appointments that starts on time. Individuals who travel and desire the peace of mind to know that their physician is always just a phone call away. There are many reasons why patients find value in joining their physician's concierge practice.

Each plan is different, but there is the possibility, though nothing is guaranteed, of using a pre-tax account to pay for some or the entire fee. Employer Section 125 plans may cover the annual fee (check with your Plan Administrator). Other potentially compatible accounts include:

• Medical Savings Accounts (MSAs)
• Health Reimbursement Accounts (HRAs)
• Health Savings Accounts (HSAs)